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Everyone is different, here’s my personal journey of how I reached my first…

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TL;DR

Learn how to leverage credit to significantly increase your financial standing, including steps to secure loans and credit cards effectively.

turning credit into cashbuilding credit fastsecuring loans easilycredit union strategiesunsecured credit cardstrade loans explainedbusiness credit tipsSBA loans for beginners

Chapters

  1. 0:00Introduction to Credit Building
    01
  2. 0:10Using Credit Unions for Loans
    02
  3. 0:30Secured vs Unsecured Credit Cards
    03
  4. 0:45Adding Trade Loans to Credit
    04
  5. 0:55Getting Business Loans
    05
  6. 1:05Conclusion and Final Tips
    06

Transcript

0:00

This is how you turn $3,000 to $100,000 credit. Before you say I'm lying, bro, if you don't own at least four cars, non-properties, and six acres of farmland on an island, your opinion doesn't matter. All right, so the first thing we'll do, you can go to three different credit unions, one that pulls from each credit bureau. You're gonna put a band in each savings account, and you're gonna get a pledge as long as you're using your own money to get a loan. You're gonna pay 95% of that shit back that same month.

0:15

as long as you're using your own money to get a loan. You're gonna pay 95% of that shit back that same month. So, nigga, get all your money back. You're not losing shit, right? Okay, cool. You're gonna use that same money to get a secured credit card from each of those companies. You're gonna wait 90 days and ask them to give you an unsecured credit card. They are gonna give you at least two bands apiece, right? So now you already have six bands in credit. You flipped your money. Hold that shit down for three months,

0:30

So now you already have six bands in credit. You flipped your money. Hold that shit down for three months, ask for a limit increase, boom. Now you're gonna add two trade loans to your credit. Once you add the two trade loans, you're gonna go to Lightstream, ask for a loan. They're gonna give you 20,000. You're gonna go to Prosper, ask for a loan. They're gonna give you 20,000. You're gonna go to SoFi, ask for a loan. They're gonna give you 20,000. So now you're at $66,000, right?

0:45

They're gonna give you 20,000. So now you're at $66,000, right? Now you're gonna get a LLC, start a business account. You're gonna use your personal credit to guarantee the business credit, right? You're gonna get a SBA 7A loan. You're gonna find a business or so. Let's say they got a car wash for half a million dollars, right? They just wanna see 50,000. You can use your credit to pay for that. That's it, that's all. And then you get rich.

0:59

right? They just wanna see 50,000. You can use your credit to pay for that. That's it, that's all. And then you get rich. I don't know why I complicate getting rich, bro. It's so easy, bro. Damn, they got rich six times already.

1:04

I don't know why I complicate getting rich, bro. It's so easy, bro. Damn, they got rich six times already.

1:05

It's so easy, bro. Damn, they got rich six times already.

1:07

Damn, they got rich six times already.

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